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FAQ
General Question
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We advice level term, decreasing term, whole of life, and family income benefit policies.
Life assurance provides a tax-free lump sum or income to your loved ones if you pass away during the length of the policy. This can help cover funeral costs, mortgage payments, and provide ongoing income.
You can apply anytime to increase your life, critical illness and income protection covers as your needs change, such as getting married, having children, or increasing your mortgage under the policies “guaranteed insurability” option
Yes, most providers life and critical illness plans allow you to increase your cover every few years without additional medical checks. This guarantees you can get more cover as your needs grow.
Please speak to our adviser for guidance.