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FAQ
General Question
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We advice level term, decreasing term, whole of life, and family income benefit policies.
Life assurance provides a tax-free lump sum or income to your loved ones if you pass away during the length of the policy. This can help cover funeral costs, mortgage payments, and provide ongoing income.
Income protection pays a monthly income if you cannot work due to illness or injury. You select the cover amount based on your income and needs. Benefits continue until retirement, return to work or the end of the policy term.
You can apply anytime to increase your life, critical illness and income protection covers as your needs change, such as getting married, having children, or increasing your mortgage under the policies “guaranteed insurability” option
Please speak to our adviser for guidance.